Check your Insurance and Roadside Assistance policies before you travel.
INSURANCE AND ROADSIDE ASSISTANCE
This is the ninth page of 23 with related information about making the most of your caravan holiday. At the bottom of this page I have links to the other pages and I suggest you check these out as well.
It is not until you break down that you realise just how much you really need insurance and roadside assistance. This is even more compounded when you are a long way from home on a holiday and you have no other way of getting anywhere or doing anything if your can or caravan has broken down.
You can not put a monetary price on your peace of mind. Insurance and roadside assistance provides that peace of mind when you are traveling so you can just enjoy your holiday.
Before you take out your insurance, make sure you read and understand what is actually covered. Make sure it covers everything you need for the activities you have planned for your holiday and also covers the areas you intend to visit and stay. If you intend going off the beaten track, doubly make sure this is covered. Check out the “extras”, including such items as a free car hire in the event of an accident and if this appeals to you it may be worth paying the little bit extra. Prices can vary quite significantly so shop around first.
Make sure your comprehensive insurance covers both your vehicle and caravan. The benefits are obvious: the loss of some personal items within a vehicle is covered, as is damage to the vehicle through theft, vandalism or accident. Perhaps the most important benefit is the peace of mind you will have knowing you are covered if you are unfortunate to need insurance.
Make sure you carry copies of your insurance policies with you when you are on the road.
Many new motor vehicles are sold with a manufacturer’s warranty that includes roadside assistance in the event of a breakdown. The warranty varies from one to three years or “X” number of kilometres, depending on the make and model of the vehicle. Check your policy carefully before you go. Make sure it covers the kind of travel you intend and the places you want to go. Details of your roadside assistance package, including contact numbers, are usually contained in the glove-box folder.
If you are not buying a new vehicle and not covered as above with your existing vehicle or you do not think the warranty offered is suitable, you should consider becoming a member of your State based motoring organisation. Similar to your insurance and roadside assistance, you will only fully realise the benefit of becoming a member if you break down and need them. The State based organisations all offer reciprocal breakdown assistance around Australia.
8 Planning Your Trip (when to travel, weather, school and public holidays, local events, finding your way, GPS, maps and guides, visitor information centres, permits, Aboriginal land, National Parks, private land)Assistance (how much is peace of mind worth?)
10 Money Matters (budgets, banking and bills, credit and EFTPOS, cash)
Hopefully, after digesting all this information you will have a fantastic caravan holiday. (With many more extended trips in the future). If you find it all too hard have a look at where Our Tours go and you may wish to consider one of these.